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Musings on Analytics, Blockchain & Data

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rameshbabu
AllformZ

Musings on Analytics, Blockchain & Data

How to Eat a Bank — One Business at a Time ?

Over the past few weeks something interesting has been going on in the Banking world — several executives came out speaking on the impact of FinTechs on the traditional Banking business. In his recent letter to the shareholders, Jamie Dimon, CEO of JP Morgan warns “ Silicon Valley is coming .” He talks in detail about the growing competition for Wall Street from the FinTech companies and startups focussed on varied technologies such as bitcoins, mobile payments, peer to peer lending etc. What’s

Ramesh Babu

10 min read

27 Feb 19

Banking on your emotions

If you are a deal hunter like me, you’d surely love Amazon. Countless services from Amazon such as Prime — two day free shipping, Smile — donate to a charity of your choice through a portion of your purchases, Kindle, needless to mention Alexa and the list keeps extending. Banks Vs Brands However hard the banks have been trying, they are failing to provide a “brand” experience. We don’t get the same feeling of being a “one customer” whenever we speak to an agent from a bank. You get treated comp

Ramesh Babu

5 min read

27 Feb 19

Blockchain : Separating the Hope from Hype

Unless you had been completely locked out or had been living in the Himalayas or have unplugged yourself over the past year, it is possible that you would have missed out the din on Blockchain. Blockchain is the new kid in the block and the shiny new toy in the Financial Services world. What is a Blockchain? Why Should I Even Bother? Feel confident — you are not the only one to have this question hanging over your head. In fact this has been an active board level topic of conversation across man

Ramesh Babu

5 min read

27 Feb 19

ICO — Is it Completely Over ?

While many of us were busy with the Labor Day long weekend, strong winds of change was blowing across the world of crypto tokens, effect of which was far reaching and had wiped away billions of dollars from the crypto currency market by the time we came back to work. ICO or Initial Coin Offerings has become the latest and hottest fund raising tactic in the recent past. Rapid raise of the crypto currencies and the stupendous success of early ICO based fund raisers led to many follow suit. Many ne

Ramesh Babu

5 min read

27 Feb 19